75489 ZIP Code — Tom Bean, TX

Grayson County, Texas

ZIP code 75489 is located in Tom Bean, Texas, within Grayson County. It covers approximately 2.41 square miles and serves a population of 832 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 903/430.

About ZIP code 75489

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $209,700. Owner-occupancy sits near the national average at 65%.

Median household income is $77,273. The poverty rate of 5% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

16% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 75489 reflects a community defined by a strong veteran community and a significant Social Security-dependent population.

832

population

2.41

sq mi land

Standard

ZIP type

Central (CT)

timezone

75489 ZIP code map

Cities in ZIP code 75489

Below are the cities the US Postal Service accepts for ZIP code 75489. Using any city not on this list may result in mail delivery delays.

City	Status
Tom Bean	Acceptable

Demographics updated 06/2026

Population
Total population	832
Population density	345 / sq mi
State FIPS	48
County FIPS	181

Geography
Land area	2.41 sq mi
Water area	0.03 sq mi
Latitude	33.5243
Longitude	-96.4836
Timezone	Central (CT)
Area code	903/430

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.6%	42.0%	39.5%
$50k – $100k	39.5%	34.1%	30.1%
$100k – $200k	18.1%	19.8%	22.6%
Over $200k	1.8%	4.1%	7.8%

Demographics & statistics

832

Population

345

People per sq mi

46.1

Median age

$77,273

Median household income

$38,662

Per capita income

$209,700

Median home value

$1,152

Median monthly rent

65.4%

Home ownership

4.6%

Poverty rate

0.5%

Unemployment

255

Housing units

21.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	187	22.5%
18 and over	645	77.5%
65 and over	140	16.8%
Median age	46.1 years

Race & ethnicity

White 95.1%

Two or more races 2.1%

American Indian / Alaska Native 1%

Black or African American 0.8%

Hispanic or Latino 0.7%

Other race 0.2%

Group	Count	%
White	797	95.1%
Two or more races	18	2.1%
American Indian / Alaska Native	8	1%
Black or African American	7	0.8%
Hispanic or Latino	6	0.7%
Other race	2	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.6%	42.0%	39.5%
$50k – $100k	39.5%	34.1%	30.1%
$100k – $200k	18.1%	19.8%	22.6%
Over $200k	1.8%	4.1%	7.8%

$10k–$15k 4.8%

$15k–$25k 3.9%

$25k–$35k 7.3%

$35k–$50k 8.1%

$50k–$75k 23.0%

$75k–$100k 13.2%

$100k–$150k 23.0%

$150k–$200k 13.8%

$200k+ 2.8%

Range	% of households
$10k–$15k	4.8%
$15k–$25k	3.9%
$25k–$35k	7.3%
$35k–$50k	8.1%
$50k–$75k	23.0%
$75k–$100k	13.2%
$100k–$150k	23.0%
$150k–$200k	13.8%
$200k+	2.8%
Median income	$77,273

Housing

Home values

Under $50k 3.9%

$50k–$100k 7.3%

$100k–$150k 8.6%

$150k–$200k 26.2%

$200k–$300k 33.9%

$300k–$500k 16.7%

$500k–$1M 3.4%

Housing overview

Metric	Value
Median home value	$209,700
Median rent / month	$1,152
Owner occupied	65.4%
Renter occupied	34.6%
Vacant	5.8%
Single-family detached	77.0%
Large apartment buildings	0.0%
Mobile homes	2.1%
Median rooms	6.1
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.0%
2010–2019	3.2%
2000–2009	3.2%
1990–1999	8.2%
1980–1989	20.9%
1970–1979	33.3%
1960–1969	13.2%
1950–1959	3.2%
1940–1949	8.7%
1939 or earlier	6.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.4%
2 bedrooms	15.6%
3 bedrooms	66.9%
4 bedrooms	5.8%
5+ bedrooms	4.2%

Vehicles per household

Vehicles	% of households
No vehicle	0.6%
1 vehicle	30.9%
2 vehicles	21.3%
3 or more	47.2%

Heating fuel

Fuel type	%
Utility gas	33.7%
Electricity	61.8%
Propane / LP gas	4.5%

Households & families

Household type	Count	%
Married-couple family	209	58.7%
Cohabiting couple	0	0.0%
Male householder, no spouse	56	15.7%
Female householder, no spouse	91	25.6%
Households with children under 18	103	28.9%
Households with seniors (65+)	110	30.9%
Average household size	2.34

Marital status

Status	Male	Female
Never married	19.1%	10.9%
Married	68.2%	66.6%
Separated	0.0%	0.0%
Widowed	0.9%	6.7%
Divorced	11.8%	15.8%

Education

Less than 9th grade 6.1%

Some HS, no diploma 4.8%

HS graduate 22.6%

Some college, no degree 32.3%

Associate's degree 13.1%

Bachelor's degree 15.4%

Graduate / professional 5.8%

Metric	%
HS diploma or higher	89.1%
Bachelor's or higher	21.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	4.2%
Kindergarten	16	11.3%
Elementary school	86	60.6%
High school	21	14.8%
College / grad school	13	9.2%

Employment

Industry of employment

Education & healthcare 24.0%

Construction 13.6%

Professional & management 11.4%

Manufacturing 11.2%

Finance & real estate 9.8%

Retail trade 7.6%

Agriculture & mining 5.0%

Other services 4.8%

Public administration 4.0%

Transportation & utilities 3.8%

Wholesale trade 2.4%

Arts, food & hospitality 2.4%

Occupation

Category	%
Management, business & arts	30.7%
Service	21.4%
Sales & office	12.1%
Natural resources & construction	16.2%
Production & transportation	19.5%

Employment type

Type	%
Private sector	71.2%
Government	21.0%
Self-employed	7.6%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	82.5%
Carpool	3.0%
Public transit	0.0%
Walk	0.3%
Work from home	13.3%
Other means	1.0%
Avg commute (minutes)	31.7

Poverty

All people 4.6%

Under 18 years 4.8%

18 and over 4.5%

Married-couple families 0.0%

Female-led households 40.0%

Income support

Source	% of households
Social Security	37.9%
Retirement income	32.0%
Supplemental Security	2.0%
Cash public assistance	0.0%
Food stamps / SNAP	10.4%

Health indicators

Condition	%
Obesity	35.0%
High blood pressure	31.5%
High cholesterol	33.1%
Diabetes	9.2%
Heart disease	5.6%
Stroke	2.6%
Asthma	9.5%
Arthritis	21.9%
Kidney disease	2.5%
Pulmonary disease	6.5%
Cancer	6.1%

Behavior / access	%
Smoking	18.0%
Binge drinking	20.7%
No physical activity	21.5%
Less than 7 hrs sleep	33.5%
Depression	24.1%
Fair or poor health	13.6%
Poor mental health	16.3%
Poor physical health	10.2%
No health insurance	19.4%
Visited doctor (checkup)	69.5%
Visited dentist	56.9%
Cholesterol screening	88.2%
Teeth loss	12.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	80	12.4%

Disability	%
Any disability	15.0%
Under 18	1.1%
18–64 years	13.3%
65 and over	40.0%

Health insurance coverage

Type	%
Private insurance	60.8%
Public insurance	31.0%
No insurance	15.6%
Uninsured under 19	1.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	775	93.1%
Spanish	12	1.5%
Other Indo-European	12	1.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	809	97.2%
Born in same state	809	97.2%
Born in different state	542	65.1%
Foreign born	0	0.0%
Naturalized citizen	23	2.8%
Not a US citizen	11	47.8%

Ancestry

Ancestry	Count	%
French	182	21.9%
Italian	136	16.3%

Ancestry	Count	%
Arab	82	9.9%
English	3	0.4%

Technology access

Metric	% of households
Computer access	42.8%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 75489

What city is ZIP code 75489 in?

ZIP code 75489 is primarily assigned to Tom Bean, Texas.

What county is ZIP code 75489 in?

ZIP code 75489 falls within Grayson County, Texas.

Does ZIP code 75489 have a large retiree population?

38% of households in ZIP code 75489 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 75489 have a large veteran population?

12% of civilians in ZIP code 75489 are veterans, above the national average of ~7%.

What is the population of ZIP code 75489?

ZIP code 75489 has an estimated population of 832 residents, with a density of 346 people per square mile.

What is the typical home value in ZIP code 75489?

The median home value in ZIP code 75489 is $209,700.

What timezone is ZIP code 75489 in?

ZIP code 75489 observes the CST timezone.